Financial Aid Office

Office Hours –

     Monday through Thursday 08:00 a.m. – 4:30 p.m.

                            Friday 08:00 a.m. – 4:00 p.m.
Office – (931) 431-9700
Fax Number – (931) 431-9771
email address:


  • Financial Aid Office – Contact the Financial Aid Department for funding / financial advising for your program. The Financial Aid Department is available to all students to determine eligibility for federal and state financial aid to include, but not limited to, Pell Grants and Student Loans. After hour appointments may be scheduled by calling (931) 431-9700 during regular business hours.
  • Free Application for Federal Student Aid (FAFSA) The current Student Guide to Financial Aid issued by the U.S. Department of Education (DOE) provides information regarding financial aid programs and their requirements.
  • Title IV Financial Aid Programs – Federal Pell Grant – The Pell Grant is an entitlement grant based upon the information provided by the student (and parent, if applicable) on the Free Application for Federal Student Aid (FAFSA), and the cost of attendance, full or part-time status, enrollment for a full academic year or less. All applicants are encouraged to apply for the Federal Direct Loans listed below before applying for private loans.William D. Ford Federal Direct Loan – ( Subsidized Stafford Loan – The Subsidized Stafford Loan is a loan awarded based on financial need that must be repaid. The federal government pays the interest on this loan until the student enters repayment or during authorized periods of deferment.
    • William D. Ford Federal Direct Loan – ( Unsubsidized Stafford Loan – The Unsubsidized Stafford Loan is a loan that is not awarded based on financial need and must be repaid. Interest is charged from the time the loan is disbursed until it is paid in full. If the interest is allowed to accumulate, it will be capitalized – that is, the interest will be added to the principal amount of the loan and additional interest will be based upon the higher amount.
    • PLUS Loan – ( PLUS loans enable parents with good credit histories to borrow to pay the education expenses of each child who is a dependent undergraduate student enrolled at least half time. PLUS, loans must also be repaid, generally beginning within 60 days after the final loan disbursement for the period of enrollment for which the loan was borrowed.
    • Tennessee Student Assistance Corporation (TSAC) – TSAC administers the Tennessee State Grant Program to Tennessee students attending Tennessee schools. Eligibility for these grants is determined by completing the Free Application for Federal Student Aid (FAFSA).( Grants are awarded based on financial need and cost of attendance.
  • NCI offers two types of institute scholarships: The John D. McCurdy Founder Scholarship and the Keith Svadba Memorial Scholarship. Both are available on an annual basis and are not need-based. (see Scholarship information in Catalog)
  • Tuition Assistance (TA): ( Active duty personnel need to visit their local Education Center, ESO, military counselor or Service; for advisement and approval prior to enrolling in any course. Our Admissions department is here to walk you through the TA process. (see Tuition Assistance Benefits in Catalog)
  • Unlawful Substances – Drug-Free Workplace Act of 1988 (PL 100-690, Title V, Subtitle D; 41 U.S.C. 701 et seq) mandates that students receiving Pell Grants must comply with certain requirements. As set out more fully in Section 5301 of the Anti-Drug Abuse Act of 1988, authorizes Federal and State judges to deny certain Federal benefits (including student financial assistance under Title IV of the Higher Education Act of 1965, as amended (HEA)) to individuals convicted of drug trafficking or possession of a controlled substance.

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NCI is an approved postsecondary education school for veterans’ benefits including Chapter 30 and Chapter 1606 (Montgomery G.I. Bill), Chapter 31 (Vocational Rehabilitation), Chapter 32 (Post-Vietnam Era), Chapter 33 (Post 9/11), Chapter 34 (Veteran’s Educational Assistance Program) and Chapter 35 (Survivors and Dependents Educational Assistance), Chapter 1607 (Reservists Call to Active Duty (REAP)).

Veterans who plan to attend NCI under any type of U.S. Department of Veterans Affairs Education Benefit Program will need to complete a VA application and submit the application to the VA. The Financial Aid Department is available at NCI to assist you in completing the VA application.

Prior service personnel must supply the U.S. Department of Veterans Affairs with a copy of the Member 4 page of their DD-214. If a student is eligible to receive benefits under Chapter 30, Category II and / or Chapter 31, copies of marriage certificates, birth certificates of children and / or divorce decrees may also be required.

The Post 9/11 GI Bill provides financial support for education and housing to individuals with at least 90 days of aggregate service on or after September 11, 2001, or individuals discharged with a service-connected disability after 30 days. You must have received an honorable discharge to be eligible for the Post-9/11 GI Bill.

VA GI Bill information:


Servicemembers requesting Tuition Assistance (TA) must speak with their local education office to determine their tuition assistance benefits and receive guidance prior to enrolling at NCI.

      • Speak with your local Education Office to ensure your eligibility for tuition assistance and complete any required training (each branch may have a slightly different process and requirements).
      • Ensure you are following your service branch requirements including the time frame to submit your TA application.
      • Questions regarding your tuition assistance approval or requirements should be directed to your local education office.
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